Terms of service

Last updated September 16, 2026

These terms are the agreement between a trader and PX Trading LLC, 502 W 7th Street, Suite 100, Erie, PA 16502, United States, which makes PX Journals. Signing in accepts them, and so does continuing to use the product after they change (ruling 84). Anyone who does not agree should not sign in. The product is for adults: signing in confirms the trader is at least eighteen. The date at the top is the day these terms last changed. The sign-in screen states the same thing, and confirming it there is the record that the trader is eighteen or older. The privacy policy at /legal/privacy is part of this agreement, and on any question about personal data it controls.

The Disputes section below sends most disagreements to binding individual arbitration rather than to a court, gives up class actions and jury trials, and can be opted out of within thirty days of first accepting these terms.

What the product is

PX Journals reads fills from a connected broker account and turns them into a journal: trades, statistics, a calendar, prop firm rule tracking and a place to write. It is a record keeping tool. It is not a broker, it does not place orders, and it moves no money.

What it is not

Nothing in the product is financial, investment, tax or legal advice. Prop firm rules shown in the product are read from each firm's own published pages and dated; the firm's own agreement is what governs an account, and a firm can change a rule without telling anyone. Numbers shown are built from what a broker reported and can lag or differ from the broker's own screen.

Trading futures is hard and carries a substantial risk of loss. It is not suitable for everyone, a trader can lose more than the money put in, and past results shown in a journal say nothing about future ones. Every trading decision, every order, every account at a broker or a prop firm, and every rule that firm sets are the trader's own responsibility. PX Journals records what happened; it does not decide, recommend or supervise anything, and a trader relies on its numbers at their own risk.

Accounts

One person, one account. The first sign-in creates it, and the sign-in is an emailed code or Google, never a password (ruling 79). A trader keeps the email account behind the sign-in secure and is responsible for anything done through the PX account. A sign-in that appears to have been used by someone else should be reported to [email protected] straight away.

Broker and firm connections

Connecting a broker gives PX Journals a credential it uses only to read fills and account facts; it never places an order, moves money or changes a setting. A Tradovate authorisation is granted on Tradovate's own screen and does what that screen says; a TopstepX API key is a full-access key by TopstepX's design, so PX encrypts it and the trader should treat it like a password. The trader is responsible for the credentials they connect and for being allowed to connect them under the broker's and the firm's own terms; whether a person may hold an account at a broker or a firm is that broker's or firm's decision, not PX Journals'. A broker session can lapse, because brokers limit how long an authorisation lives and how often it can be renewed; when it does, the product says so and syncing resumes after the trader authorises again (ruling 118). Disconnecting keeps history and stops syncing (ruling 9).

A trader's content

Everything a trader writes or uploads stays theirs. PX Journals holds a licence to store, process, back up and display it, only as far as running the journal for that trader requires, and to publish the parts the trader ticks on a shared page for as long as that share stands. That licence ends when the content or the account is deleted, except for the copies a takeout already handed over. PX Journals does not use a trader's content to train an artificial intelligence model. A trader uploads only content they have the right to upload, and nothing unlawful.

Licence to use the product

Subject to these terms, a trader receives a limited, revocable, non-transferable licence to use the product for journaling their own trading. The software, the design, the catalog and every page remain the property of PX Trading LLC or its suppliers, and no right passes except that licence. A suggestion sent to PX Journals can be used freely and without credit; a trader who wants to keep an idea private should not send it.

Fair use

The product is for a person journaling their own trading. A trader does not scrape it, resell it, rent it, copy it, reverse engineer it, build a competing product from it, probe or attack it, overload it, use it to store anything unlawful, or use it in someone else's name. Doing any of those ends the account.

What it costs

Manual trades, CSV imports and journaling are free. Automatic sync costs fifteen United States dollars a month. A card is required when the first paid connection is requested, with a fourteen-day trial for eligible traders. Free journal actions do not start a trial. Sales tax is added where it applies. The subscription renews monthly until it is canceled (rulings 36, 86).

The card on file is charged at each renewal, and the trader authorises those charges. Three days before a trial converts, one email says so and names the amount (ruling 90). A price change is announced in the product at least thirty days before it applies to a renewal, and a trader who does not accept it cancels before then. If a charge fails, the payment processor retries it and the card can be updated in its billing portal; automatic sync keeps running through a short recovery period and then pauses until payment succeeds, while the journal, manual trades, CSV import, statistics and export stay free (ruling 89). A trader who has used a trial once does not receive a second one.

Canceling, and refunds

Cancel at any time at the billing portal, https://billing.stripe.com/p/login/fZu6oA5Hl01Q7AY3Dc7IY00, by signing in there with the email on the account; a subscription is canceled and a card is changed there, and the same link is in every receipt the payment processor sends. A trader who would rather ask writes to [email protected] and the cancellation is made for them within five business days, dated from the day the email arrived. An email that arrives close to a renewal can be processed after the card is charged; that charge is refunded in full, so a cancellation is never late. Deleting the account cancels the subscription in the same step. Automatic sync continues until paid access ends. Canceling a subscription does not delete retained history or start a deletion countdown. Manual trades, CSV imports and journaling remain available on the free tier, and retained history remains fully exportable (ruling 91). Part months are not refunded. A charge a trader did not intend, such as one made after a cancellation request arrived or one made on a trial they did not knowingly start, is refunded in full on request to [email protected]; PX starts the refund within five business days of agreeing it is owed, and the card issuer decides when it posts.

Where it is offered

PX Journals is offered in the United States and in most of the world, and it is NOT offered in the European Union, the European Economic Area, the United Kingdom or Switzerland (rulings 72, 83). Visitors from those regions are turned away. It is also not offered where United States sanctions or export law forbid it, and a trader does not export or re-export the product or anything taken from it against those laws.

Shared pages

A trader can publish a frozen snapshot of a trade or a session at a public link. The snapshot carries what the trader ticked and nothing else, it never updates, and revoking it stops the link resolving. Publishing a snapshot is the trader's decision and their responsibility. Anyone else who reaches a shared page does so under these terms too and has no relationship with the trader through PX Journals.

Availability and changes to the product

The product is offered as it is, with no promise of uninterrupted service. Broker connections depend on the broker's own systems, which go down without warning. A sync that fails is retried and the failure is shown in the product rather than hidden. PX Journals can change, pause or withdraw a feature. A change that removes something a paying trader relies on is announced at least thirty days before it applies, by email or in the product, and the trader can cancel and export before then. One thing can cut that notice short: a broker, a bank or another company PX depends on can withdraw or change access on its own timetable, and PX cannot give more warning than it was given. In that case the notice is whatever PX has, said as soon as PX knows. Either way, if paid sync is withdrawn inside a prepaid month, the unused part is refunded. Support is the support address, answered within five business days.

No warranty

To the fullest extent the law allows, the product is provided as is and as available, without warranty of any kind, express or implied, including any implied warranty of merchantability, fitness for a particular purpose, title or non-infringement, and without a promise that it will be uninterrupted, error free or secure. Where the law requires a warranty, it lasts ninety days from first use or the longer period that law sets.

Liability

To the fullest extent the law allows, PX Trading LLC and its suppliers are not liable for trading losses, for decisions made using the product, for a prop firm's or a broker's decision about an account, for data a broker reported wrongly, or for any lost profit, lost data, cost of a substitute product, or indirect, consequential, incidental, special, exemplary or punitive damages. Liability for anything else is limited to the greater of fifty United States dollars and the amount paid to PX Journals in the six months before the event giving rise to the claim, however many claims there are.

Nothing in these terms limits liability for fraud, intentional misconduct or gross negligence, takes away a right the law says cannot be waived, or cancels a refund or deletion promise made elsewhere on these pages.

A trader indemnifies PX Trading LLC and its members and agents against a claim brought by somebody else, and the reasonable and documented costs of answering it, where the claim arises from that trader breaking these terms, breaking the law, breaking a broker's or a firm's terms, uploading content they had no right to upload, or using somebody else's account. Ordinary use of the journal is not one of those things. It does not cover anything caused by PX Trading LLC's own act or omission. PX Trading LLC tells the trader about such a claim promptly and may take over its defence at its own cost; neither side settles in a way that makes the other pay money or admit fault without that side's written consent. To the fullest extent the law allows, a trader releases PX Trading LLC from claims arising from other users, shared pages or third-party services; a California resident waives Civil Code section 1542, which says a general release does not extend to claims the releasing party does not know or suspect to exist in their favour at the time of the release.

Ending the agreement

A trader ends it by deleting the account. PX Journals may suspend or end it at once for a breach of the Fair use section or of the law, and will say why; nothing prepaid is refunded for a month cut short by a breach, and records needed to answer a claim or a lawful request are kept for as long as that need lasts. It may also end it for any other reason on thirty days' notice, with the prepaid part of the month refunded. A takeout stays available either way until the account is deleted. The sections on a trader's content, licence, fair use, no warranty, liability, state notices, disputes, governing law and General survive the end of the agreement.

State notices

A California resident may report a complaint to the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs at 1625 North Market Boulevard, Suite N112, Sacramento, CA 95834, or by telephone at (800) 952-5210. Under California Civil Code section 1789.3 the provider of this service is PX Trading LLC, 502 W 7th Street, Suite 100, Erie, PA 16502, United States, reachable at [email protected]. Residents of California, Colorado, Connecticut, Virginia, Texas and other states with a privacy law have the rights described under State privacy rights in the privacy policy, including access, correction, deletion and portability; there is no sale, targeted advertising or profiling to opt out of. A Nevada resident may direct that personal information not be sold by writing to the support address; none is sold.

Disputes

Before anything else, the two sides try to settle it. The side raising the dispute sends a written notice describing it: a trader writes to [email protected] or by post to PX Trading LLC, 502 W 7th Street, Suite 100, Erie, PA 16502, United States; PX Journals writes to the email address on the account. Within forty-five days of the notice the two sides talk, by phone or video, in good faith. If sixty days pass without a settlement, either side may start arbitration.

Except as set out here, every dispute between a trader and PX Trading LLC arising from the product or these terms, including one that arose before the trader accepted them, is settled by binding individual arbitration and not in court. Two kinds of claim stay out of arbitration: a claim that fits a small claims court, brought individually, and a request for an injunction or other equitable relief to protect intellectual property. The arbitration is run by JAMS under its Streamlined Arbitration Rules for claims under two hundred and fifty thousand dollars and its Comprehensive Arbitration Rules above that, in the county where the trader lives unless both sides agree otherwise, and its papers are confidential. The request for arbitration includes the trader's contact details and account email, a description of the claim and its facts, the relief sought with a good faith estimate of damages, confirmation that the notice and talk above happened, and proof of any filing fee. The arbitrator decides every arbitrable question, including the scope and enforceability of this section, except that a court decides a challenge to the class waiver, a dispute over arbitration fees, whether a condition to arbitrating was met, and which version of these terms applies. The arbitrator can award what a court could, but only to the individual, and the award is final and can be entered in any court with jurisdiction. Under the JAMS consumer minimum standards a trader pays at most the consumer filing fee they set and PX Trading LLC pays the rest of the arbitration's charges; the arbitrator can award whatever remedy and fee shifting the law provides. Each side otherwise pays its own legal fees unless the arbitrator finds a claim frivolous or brought for an improper purpose. The sixty days of the talk-first step do not count against any deadline for bringing the claim, and if PX Trading LLC does not take part in that step the trader may go straight to arbitration. If one hundred or more similar demands are filed against PX Trading LLC within thirty days by the same firm or a coordinated group, JAMS batches them in groups of one hundred with one arbitrator and one set of fees per batch.

By agreeing to arbitrate, a trader and PX Trading LLC each give up the right to a trial by judge or jury for the covered claims, and every claim is brought individually, never as a plaintiff or member in a class, collective or representative proceeding. If a court finds the class waiver unenforceable for a particular claim, that claim goes to the courts named under Governing law and every other claim stays in arbitration.

A trader can opt out of this arbitration agreement within thirty days of first accepting these terms by sending their name, the email address on the account and a clear statement that they opt out, to [email protected] or by post to PX Trading LLC, 502 W 7th Street, Suite 100, Erie, PA 16502, United States. PX Journals confirms the opt-out in writing, and a later change to these terms never undoes it. Opting out changes nothing else in these terms. If any part of this section is found invalid, it is narrowed to the minimum needed to make it enforceable and the rest stands.

Governing law

These terms are governed by the laws of the Commonwealth of Pennsylvania, United States, without regard to its conflict of law rules. A claim that is not arbitrated belongs to the state and federal courts sitting in Erie County, Pennsylvania, except that either side may seek an injunction to protect intellectual property in any court with jurisdiction, and either side may bring an individual claim in a small claims court that has jurisdiction over it.

General

A change to these terms that is materially worse for a trader is announced by email to the address on the account or by a notice in the product at least thirty days before it applies, except a change required at once by law or by a security threat, which is announced when it is made; the date at the top moves, a trader can cancel and export before the change applies, and continuing to use the product after that accepts it. A change never reaches back to a claim that arose or data collected before it applied. Notices from PX Journals arrive by email or in the product, and that satisfies any requirement for written notice. PX Journals aims to meet the Web Content Accessibility Guidelines 2.1 at level AA; a trader who cannot use part of the product writes to [email protected] and it is looked at promptly. These terms and the privacy policy are the whole agreement. If a clause is found invalid it is narrowed to the minimum and the rest stands; a clause not enforced once is not waived; a trader does not assign these terms without written consent, and PX Trading LLC may assign them to a successor of the business. The PX name, marks and pages are PX Trading LLC's and are not used without written consent.

Contact

Questions about these terms go to [email protected], or by post to PX Trading LLC, 502 W 7th Street, Suite 100, Erie, PA 16502, United States.